Now available on iOS

Finally know your
wants from your needs

Cleer Money connects to your Australian bank account and turns every transaction into a simple swipe — Want or Need. No budgets. No spreadsheets. Just clarity.

Download on iOS See how it works →
9:41 ●●●
CleerMoney
🛒
Woolworths Today -$94.50 Need or Want?
🔥 4 week streak
$340 saved this month

Built for Australians — using open banking

How it works

Three steps to
financial clarity

No complex setup. No manual entry. Just connect, swipe, and understand your spending like never before.

🏦
1

Connect your bank

Link your Australian bank account securely through Open Banking (CDR). Cleer Money is read-only — we can never move your money.

👆
2

Swipe to categorise

Transactions appear as cards. Swipe right for Need, left for Want. It takes seconds — and builds a picture of your spending habits over time.

📊
3

Get clear insights

See exactly where your money goes — by category, by week, by pattern. Set targets and track whether you're on pace to meet them.

Features

Everything you need.
Nothing you don't.

🔗

Open Banking

Connect major Australian banks securely via CDR. Transactions sync automatically — no CSV exports, no manual entry.

🎯

Spending Targets

Set monthly limits per category. See a daily burn rate and end-of-month projection so you can course-correct before it's too late.

📈

Insights that actually mean something

Weekly breakdowns, your busiest spending day, most frequent merchants, want pace per day, and your longest no-discretionary-spend streak. Data that changes behaviour.

WEEKLY BREAKDOWN
W1 W2 W3 W4
🔥

Streak Tracking

Build a weekly habit. Your streak grows every week you review transactions. Milestones, personal bests, and shareable cards keep you motivated.

↩️

Undo & Smart Rules

Accidentally swiped wrong? Undo your last decision instantly. Set smart rules to auto-categorise recurring merchants like Netflix or Woolworths.

Early feedback

People are getting cleer

★★★★★

"I had no idea how much I was spending on linen until Cleer showed me it was $80 a month. Seeing it as a Want really hit different."

F
Finn C.
Sydney, NSW
★★★★★

"The swipe mechanic makes it feel like a game. I actually look forward to reviewing my transactions now. Never thought I'd say that about budgeting."

N
Nathan B.
Melbourne, VIC
★★★★★

"Finally an app that doesn't require a finance degree. Connect your bank, swipe through your transactions, done. My partner uses it too now."

M
Mike H.
Brisbane, QLD

Pricing

Simple, transparent
pricing

Start free. Upgrade when you're ready for the full picture.

Cleer Lite

Free

forever

  • ✓ CSV import
  • ✓ Swipe to categorise
  • ✓ 30-day history
  • ✓ Streak tracking
  • — Bank connection
  • — Spending targets
  • — Full insights
Get started free
Most popular

Cleer Pro

$9.99

per month · or $99.99/year

  • ✓ Everything in Lite
  • ✓ Bank connection (CDR)
  • ✓ Unlimited history
  • ✓ Spending targets
  • ✓ Full insights & patterns
  • ✓ Smart Rules
  • ✓ Up to 2 banks
Start free trial

Add a 3rd bank connection for $2.99/month · Cancel anytime · No lock-in contracts

Your spending is trying
to tell you something.
Are you listening?

Join Australians building healthier money habits — one swipe at a time.

Download on iOS — Free Learn more →